Home to a family of intelligent ecosystems
MEDTIUM – Health Ecosystem OS BIZTIUM – Business & SME OS FINTXCH – Financial Intelligence & Transaction Cloud XO-I – Personal & Workforce Superlayer TXKEN – Tokenized Value & Incentives
EcoOS • Agentic • Sovereign Unified Intelligence for Real-world Systems

The unified operating system for health, business & finance ecosystems.

IMEUS EcoOS™ is a systems-level operating system for coalitions of governments, telcos, banks, platforms and operators who want to turn fragmented initiatives into coherent, intelligent ecosystems – with clear roles, shared economics and agentic AI built in.

Agentic AI-native Ecosystem OS
Multi-domain: Health • Business • Finance
Designed for PPPs, Sovereigns & Operators

IMEUS is not a single app – it is the invisible, governable operating system behind MEDTIUM, BIZTIUM, FINTXCH, XO-I and TXKEN deployments.

Why IMEUS EcoOS

Because the world doesn’t need another app – it needs a shared operating system.

Every country, region and industry is flooded with pilots, platforms and AI projects. Most never scale, and those that do struggle to interoperate. IMEUS EcoOS provides a shared operating system where health, business and finance ecosystems can plug in, co-govern and evolve together.

IMEUS is designed for coalitions: governments, telcos, banks, hospitals, SMEs, investors and technology partners. It encodes the rules of the ecosystem – who can do what, under which guardrails – while giving every participant their own “window” into the system.

Pillar I

Unified Systems Thinking

IMEUS models the ecosystem as a living system – linking citizens, clinicians, SMEs, regulators, investors and infra. It treats data, flows and roles as a coherent graph, not a mess of silos.

Pillar II

Agentic AI by Design

Instead of adding “AI features” to legacy stacks, IMEUS is agentic-native: every process, contract and interaction is designed to be observed, assisted or orchestrated by AI agents – with explicit guardrails.

Pillar III

Governable, Not Just Scalable

Scaling ecosystems without governance creates new risks. IMEUS embeds governance: roles, permissions, checks and balances that let ministries, regulators and boards steer the ecosystem without micro-managing every app.

Ecosystem Family

IMEUS is the home and operating system for a family of ecosystems.

You don’t have to choose between “health” or “business” or “finance” – real economies need all three. IMEUS coordinates them through a set of specialized ecosystem layers, each with clear focus but shared DNA.

IMEUS EcoOS provides the shared language, infrastructure and governance that lets MEDTIUM, BIZTIUM, FINTXCH, XO-I and TXKEN work as a coherent whole – while still allowing each ecosystem to have its own champions, products and business models.
Health Ecosystem OS

MEDTIUM

A unified health ecosystem operating system for clinics, hospitals, payers, labs, pharmacies, public health and citizens.

Business & SME OS

BIZTIUM

An ecosystem OS for SMEs, enterprises and trade – from invoicing and tax to supply chains and advisory networks.

Financial Layer

FINTXCH

The financial intelligence & transaction cloud that unifies payments, risk, liquidity and tokenized value across ecosystems.

Experience Layer

XO-I

A personal & workforce superlayer where citizens, professionals and teams interact with the ecosystem through tailored, AI-assisted experiences.

Value & Tokenomics

TXKEN

The tokenized value layer for credits, rewards, outcome units and co-investment instruments – governed via FINTXCH and IMEUS.

Operating System Layers

From lived experience to sovereign data and trust.

IMEUS EcoOS is composed of interoperable layers – each addressable via APIs, UIs and AI agents. Together they turn fragmented infrastructure into a coherent operating system for real economies.

Layer 1

Experience & Interaction

The surfaces where people actually live: clinician consoles, SME workspaces, citizen apps, AI copilots and conversational agents. Powered by XO-I and domain apps in MEDTIUM and BIZTIUM.

Citizen & Workforce Apps Clinician & SME Workspaces AI Copilots & Agents
Layer 2

Intelligence & Agents

Agentic AI, decision-support, forecasting and orchestration engines. IMEUS defines roles, model access, decision rights and safety guardrails – not just algorithms.

Agentic RAG & Workflows Domain Intelligence Graphs AI-native Governance
Layer 3

Orchestration & Value Flows

Process orchestration, program rules and financial logic. This is where TXKEN instruments, care pathways, SME journeys and PPP contracts become executable flows.

Care & Business Journeys TXKEN Program Logic Policy Implementation
Layer 4

Data, Trust & Infrastructure

The secure foundations: data models, interoperability standards, identity, consent, audit trails, observability and infra – enabling sovereign deployment patterns.

FHIR • PEPPOL • Open Standards Identity & Consent Sovereign & Hybrid Cloud
Who IMEUS is for

Built for coalitions, not single actors.

IMEUS EcoOS is relevant wherever multiple institutions must coordinate around shared outcomes: population health, SME growth, financial resilience, climate and beyond.

Countries & Regions

Governments & Sovereign Funds

  • Design national health, SME and financial ecosystems under one operating model.
  • Align ministries, agencies and regulators via shared OS rather than fragmented platforms.
  • Build investable PPP structures with clear guardrails and upside-sharing.
Connectivity & Infra

Telcos, Data Centers & Platforms

  • Turn connectivity and infra into a gateway to real-world ecosystems.
  • Bundle health, SME and financial capabilities as EcoOS-powered offerings.
  • Co-own long-term value with governments and banks through TXKEN & FINTXCH.
Domain Operators

Health, SME & Enterprise Networks

  • Move from isolated digital projects to a shared ecosystem OS.
  • Benefit from agentic AI, unified data and financial rails without rebuilding everything.
  • Participate in ecosystem-level incentives and value creation.
Capital & Innovation

Investors, Banks & Builders

  • Invest not just in single apps, but in entire ecosystem stacks.
  • Launch new products on top of IMEUS while respecting national guardrails.
  • Measure and share value creation across portfolios and jurisdictions.
Architecture

A reference architecture for agentic, sovereign ecosystems.

IMEUS EcoOS is not a single vendor stack. It is a reference architecture, design language and evolving implementation that can be adapted country by country, ecosystem by ecosystem.

Stage 1

Map the Ecosystem

Identify actors, flows, outcomes and constraints across health, business and finance – create a shared “ecosystem map” as the design baseline.

Stage 2

Define the Operating Model

Clarify roles, privileges, obligations and economics – which parts are public, private or shared; which rules are encoded in TXKEN and FINTXCH.

Stage 3

Implement EcoOS Layers

Roll out MEDTIUM, BIZTIUM, FINTXCH, XO-I and TXKEN components, integrating with existing systems and data sources while maintaining sovereignty.

Stage 4

Activate Agents & Governance

Deploy agentic AI, monitoring and governance dashboards; iterate OS policies as the ecosystem learns and scales.

IMEUS is a movement as much as an operating system.

We are engaging a small circle of governments, telcos, banks, operators, technologists and ecosystem builders who believe the next decade belongs to coherent, agentic ecosystems – not isolated apps. If that resonates with you, we should talk.